The Strength of Guardian
Founded over 150 years ago, Guardian is committed to protecting individuals, business owners, and their employees with a wide range of high-quality insurance and financial products and services. To do this, we work through a network of over 3,000 talented Financial Representatives in more than 80 agencies across America.
We Put Our Policyholders First
Guardian is a mutual company, which means that our policyholders own the company not shareholders. Our mutual structure allows us to act differently than other companies. Rather than focusing on short-term profits, we put our policyholders' interests first, providing them with the best protection at the lowest cost, and distributing the profits we earn in the form of dividends.*
Guardian has earned high ratings for its financial strength and claims paying ability from the four leading rating agencies. Among these ratings are A++ (Superior) from A.M. Best, AA+ (Very Strong) from Standard & Poor's, and Aa2 (Excellent) from Moody's.** As of December 31, 2014, Guardian held more than $45 billion in assets.***
What You Need to Serve Your Clients
When you work with Guardian, you have access to a comprehensive suite of insurance, investment, and retirement products to help your clients protect their families and prepare for a secure future.
Guardian believes that protection is the foundation of true financial security. Accordingly, we offer a full range of life insurance solutions.
Our full range of investment products and services allows us to help clients with their long-term planning.
Financial Representatives are in an ideal position to help clients assess their retirement needs and start preparing. We support this work with a wide variety of retirement solutions, including Individual Retirement Accounts.
* Dividends are not guaranteed. They are declared annually by Guardian's Board of Directors.
** Ratings are as of December 31, 2014 and are subject to change.
*** Financial information concerning The Guardian Life Insurance Company of America as of December 31, 2014 on a statutory basis: Admitted Assets = $45.3 Billion; Liabilities = $39.6 Billion (including $34.9 Billion of Reserves); and Surplus = $5.7 Billion.