The Strength of Guardian

Founded over 150 years ago, Guardian is committed to protecting individuals, business owners, and their employees with a wide range of high-quality insurance and financial products and services. To do this, we work through a network of over 3,000 talented Financial Representatives in more than 80 agencies across America.

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We Put Our Policyholders First

Guardian is a mutual company, which means that our policyholders own the company not shareholders. Our mutual structure allows us to act differently than other companies. Rather than focusing on short-term profits, we put our policyholders' interests first, providing them with the best protection at the lowest cost, and distributing the profits we earn in the form of dividends.*

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Strength Matters

Guardian has earned high ratings for its financial strength and claims paying ability from the four leading rating agencies. Among these ratings are A++ (Superior) from A.M. Best, AA+ (Very Strong) from Standard & Poor's, and Aa2 (Excellent) from Moody's.** As of December 31, 2011, Guardian held more than $35 billion in assets.***

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What You Need to Serve Your Clients

When you work with Guardian, you have access to a comprehensive suite of insurance, investment, and retirement products to help your clients protect their families and prepare for a secure future.

* Dividends are not guaranteed. They are declared annually by Guardian's Board of Directors.

** Ratings as of 1/11.

*** Financial information concerning The Guardian Life Insurance Company of America as of 12/31/11 on a statutory basis: Admitted Assets = $35.1 Billion; Liabilities = $30.5 Billion (including $26.8 Billion of Reserves); and Surplus = $4.6 Billion.

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